A car accident can happen in an instant, leaving you overwhelmed with questions. What should you do next? How do you handle insurance claims? What are your legal rights? Understanding the right steps to take after a crash in Lake Charles can help protect your health, finances, and legal standing.
In this guide, we’ll walk you through the critical steps after a car accident, explain Louisiana’s car accident laws, and provide insights into filing insurance claims and seeking legal assistance. Whether you’re dealing with minor damages or a serious injury, this guide will help you make informed decisions.
What you do immediately after a crash can impact your safety, insurance claim, and potential legal case. Here’s what you need to do:
Louisiana law (La. R.S. 32:398) requires you to report accidents that involve injuries, fatalities, or property damage exceeding $500.
If anyone is injured, request medical assistance immediately. Even if injuries seem minor, adrenaline can mask pain—getting checked by a doctor is always advisable.
If your car is blocking traffic and it’s safe to do so, move it to the side of the road. Turn on hazard lights and use warning triangles if available.
Do not leave the scene—Louisiana has strict hit-and-run laws (La. R.S. 14:100), and fleeing can result in criminal charges.
Gather the following details from all parties involved:
Avoid admitting fault or apologizing, as this can be used against you in legal or insurance proceedings.
Proper documentation can strengthen your insurance claim or lawsuit:
Louisiana has unique car accident laws that impact fault determination, compensation eligibility, and legal deadlines.
Louisiana follows a pure comparative fault system (La. Civ. Code Art. 2323). If you are partially at fault, your compensation is reduced by your percentage of fault.
Example: If you are 20% at fault, and the total damages are $100,000, you can recover $80,000.
You have one year from the date of the accident to file a personal injury lawsuit (La. Civ. Code Art. 3492). Missing this deadline means you lose your right to compensation.
If you don’t have auto insurance, you cannot claim the first $15,000 for injuries and $25,000 for property damage—even if the other driver was at fault (La. R.S. 32:866).
Exceptions exist for hit-and-run cases and drivers under the influence.
Understanding the reporting requirements and insurance process can help prevent legal and financial complications.
If law enforcement does not respond, you must file a report with the Louisiana State Police or Lake Charles Police Department. A police report provides an official record of the accident, which is crucial for insurance claims and lawsuits.
Seeking medical care and legal advice can protect your health and financial future.
Consider legal representation if:
A Lake Charles car accident lawyer can handle negotiations, collect evidence, and fight for maximum compensation.
If you were injured due to another driver’s negligence, you may be entitled to compensation.
Awarded in cases of gross negligence, such as DUI-related crashes.
Minor claims settle in a few months, while complex cases with severe injuries can take over a year. Factors affecting the timeline:
Navigating a car accident claim alone can be challenging. An experienced Lake Charles car accident lawyer can handle the legal complexities, negotiate with insurance companies, and fight for maximum compensation.
If you’ve been involved in a car accident in Lake Charles, securing knowledgeable legal representation is crucial to protect your rights and pursue fair compensation. The Hinch Firm Trial Attorneys, led by Shane Hinch, offers experienced guidance in personal injury cases, including car accidents.
With over 19 years of trial experience, our team is dedicated to providing personalized and effective legal solutions.Call us at 337-267-8430 for a confidential consultation. We understand the challenges you face after an accident and are here to help you navigate the legal process with confidence. Reach out to us today to discuss your case and explore your legal options.
Disclaimer: This article is intended for informational purposes only and should not be taken as legal advice. Consult with a qualified attorney to discuss your specific situation.
We encourage you to reach out to us right away for a confidential consultation. Call 337-267-8430 or contact us online to get started.